Buy Pet Insurance!

10

This isn’t related to domain names in any way, but I want to pass along some advice to you based on a recent experience.

The other day, our dog Lucy got really sick. She was throwing up and had other stomach ailments. I will spare you the gory details, but it wasn’t fun for us, nor was it fun for her. When it got really bad, I brought her to the emergency vet, and we thought that she had some sort of stomach bug.

After $2,000 worth of tests, the vet saw that there was something in her stomach and said they would need to do an endoscopy to hopefully get whatever it was out. If that didn’t help, she would need surgery to remove whatever was there. We went with the endoscopy, and luckily they were able to remove the latex glove that she had somehow eaten.

Long story short, we just picked her up and she’s doing much better, but the bill was over $5,000. Luckily, we have pet insurance and they will cover somewhere around $2,500 of the total bill. We pay about $300/year for the insurance, and as you can see, it’s a great deal for us.

The other day, I was just thinking how little Lucy has cost us this past year. Of course, once you start thinking about that, something is bound to happen. I use to think pet insurance was similar to dental insurance – nice to have but it never covers your major dental work, and that’s frustrating. Although our vet bill is still high, we’re lucky to have saved $2,500 of the total bill.

If you have a pet, especially if it’s a curious dog, you should get pet insurance!

10 COMMENTS

  1. Hope she is feeling better Elliot, been through a lot with my pets and would never be without pet insurance,it’s the reason i started a blog and created a site which will hopefully make people realise how important it is to make sure your beloved pets are insured.

  2. Great advice Elliot and I hope your dog is feeling better now.

    I can definitely relate to this as our cat has had a slew of dental problems that have cost us over $3,000. I’ve been thinking about getting pet insurance for a while but thought they wouldn’t cover much, if they cut your bill in half I’m guessing we could have saved a good $1,500 last year!

    Is there are particular pet insurance company you’d recommend or are they all pretty much the same?

  3. Glad to hear your pooch is on the mend.
    Speaking of insurance, if you live in an urban area I think a fully comprehensive all risks vehicle, personal, home contents and buildings policy is a good idea too 🙁

  4. @ LindaM, so glad to see you posting after London temporarily descended into what must have been like a war zone! Things are calming down there now, it is reported.

  5. So glad to read posts like this one. I work for a pet insurance company called Pets Best Insurance, http://www.petsbest.com, and I also have my dog insured with the company. I cannot stress enough how important it is to have your pet insured. Our policies start at around $1.00 a day and they cover 80% of the vet bill after a deductible. My dog’s policy only costs about $200 per year, and I sleep well at night knowing I won’t go completely broke if you dog hurts herself, gets sick or eats something peculiar. How did she even get a hold of a latex glove?!

    • Hi Hadley,

      Thanks for the comment on my blog.We use Pets Best for insurance and are glad we do.

      I’ve applied to be an affiliate through my DogWalker.com website and have not heard back. Can you please check on my application?

  6. Hi Elliot,

    Glad to hear Lucy’s story… an excellent reminder of why to keep latex gloves out of a dogs reach. I have a similar problem with string or rubber bands and my cat, though I am glad I didn’t have to find out through a vet emergency. I have mitigated that risk by completely eliminating rubber bands in my house!

Leave a Reply