One thing I’ve learned over the years is that there are companies and people who are happy to accommodate their customers when it is needed. I understand there are companies in the domain space who are willing to make special payment accommodations to customers in order to win or keep their business.
If you are doing a large deal with a company or if you are buying or transferring an extraordinary amount of domain names to a different registrar, some companies are willing to give special payment terms so the customer doesn’t have to deal with such a massive payment at one time. It makes sense to do this because many banks or other lenders won’t offer to help a domain owner finance domain names, and industry companies may be able to do their own due diligence first.
I would imagine most of these deals are privately negotiated and aren’t publicly announced or advertised. As such, someone who would like to get special payment terms would need to ask the right person. Account managers or business development staff (depending on the company) might be able to guide you. Many companies won’t offer special accommodations, but it doesn’t hurt to ask if it can help your business.
Personally, I don’t like owing anybody any money, so this is not something I would do unless I really needed it. However, it is something people might consider the next time they have a big expense and want to work out a favorable payment plan.